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E-merchants group (EMG) enables merchants both large and small to benefit from their collective account volume and market presence. By joining with fellow merchants, every merchant will be the recipients of better rates and service.
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Link to EMG
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Automated, No Obligation Comparative Tool
Simply enter your information below. Becareful to follow examples given to see potential savings.

Please fill out this column below:  
Discount Rate
e.g.) 2.65
E-Merchants Discount Rate
Cost Per Transaction for Visa & Mastercard ONLY
e.g.) .25
E-Merchants Cost Per Transaction
Average Sale
e.g.) 100.00
Same
Average Visa & Mastercard Sales ONLY
NOTE: Please DO NOT Enter Commas
e.g.) 30000.00
Same
Chargebacks Per Month
e.g.) 5
Same
Cost Per Chargeback
e.g.) 20.00
E-Merchants Cost Per Chargeback
AVS Fee
e.g.) .25
E-Merchants AVS Fee
Non Qualified Rate or Upcharges
e.g.) 3.75
E-Merchants Non Qualified Rate or Upcharges
(This can be up to 30% of your monthly statement and is usually reflected in your statement as a higher discount rate for these transactions)
What percent of your sales in an average month were subjected to the higher Non Qualified Rate
NOTE: If no sales were subject to Higher Qualified Rate, Please enter 0
e.g.) 33
E-Merchants higher Non Qualified Rate
Most Merchant Processors charge a convenience fee on a cost per transaction basis for American Express & Discover Cards.
What is the cost per transaction for these cards
e.g.) .25
E-Merchants cost per transaction for these cards
How many American Express & Discover transactions do you process monthly
e.g.) 100
 
Monthly Service/Statement Fee
e.g.) 15.00
E-Merchants Monthly Service/Statement Fee
Annual maintenance fee
e.g.) 100.00
E-Merchants Annual maintenance fee
ACH Delay or Bank Float Time.
In other words, how many days does it take your bank to deposit funds
e.g.) 3 - 5 Days
E-Merchants ACH Delay or Bank Float Time
Please click the "Add" Button below to Calculate and the Print the results!
Your Current Total
Average Yearly Sales
E-Merchants Total
A Total Savings Per Month of : 
   
If you are interested in becoming a member of our e-merchants group and would like to join the hundreds of companies already saving money today, please click here.
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